:root{
  --navy:#0d263e; --navy-2:#16436a; --navy-3:#0a1e31;
  --gold:#c29559; --gold-d:#a87c40; --gold-l:#dcc190;
  --cream:#faf6ee; --cream-2:#f3ebdd; --ink:#1b2a38; --muted:#5c6b78;
  --line:#e7ded0; --bg:#ffffff;
  --radius:16px; --shadow:0 20px 50px rgba(13,38,62,.16); --shadow-sm:0 8px 24px rgba(13,38,62,.10);
  --maxw:1180px;
}
*{box-sizing:border-box;}
html{scroll-behavior:smooth;}
body{margin:0;font-family:'Inter',system-ui,sans-serif;color:var(--ink);background:var(--bg);line-height:1.7;-webkit-font-smoothing:antialiased;}
h1,h2,h3,h4{font-family:'Playfair Display',Georgia,serif;line-height:1.15;margin:0 0 .4em;color:var(--navy);font-weight:600;}
h1{font-size:clamp(2.2rem,5vw,3.6rem);}
h2{font-size:clamp(1.8rem,3.4vw,2.6rem);}
h3{font-size:1.3rem;}
p{margin:0 0 1rem;}
a{color:var(--navy-2);text-decoration:none;}
img{max-width:100%;display:block;}
.wrap{max-width:var(--maxw);margin:0 auto;padding:0 24px;}
section{padding:88px 0;}
.eyebrow{font-family:'Inter',sans-serif;text-transform:uppercase;letter-spacing:3px;font-size:.75rem;font-weight:600;color:var(--gold-d);margin-bottom:14px;display:block;}
.lead{font-size:1.14rem;color:var(--muted);max-width:640px;}
.center{text-align:center;margin-left:auto;margin-right:auto;}
.gold{color:var(--gold-d);}
/* buttons */
.btn{display:inline-flex;align-items:center;gap:9px;font-family:'Inter',sans-serif;font-weight:600;font-size:.98rem;padding:14px 26px;border-radius:999px;cursor:pointer;border:2px solid transparent;transition:.2s transform,.2s box-shadow,.2s background,.2s color;}
.btn:hover{transform:translateY(-2px);}
.btn-gold{background:var(--gold);color:#2a1c08;box-shadow:0 8px 22px rgba(194,149,89,.4);}
.btn-gold:hover{background:var(--gold-d);color:#fff;}
.btn-navy{background:var(--navy);color:#fff;box-shadow:var(--shadow-sm);}
.btn-navy:hover{background:var(--navy-2);}
.btn-outline{background:transparent;color:var(--navy);border-color:var(--navy);}
.btn-outline:hover{background:var(--navy);color:#fff;}
.btn-light{background:transparent;color:#fff;border-color:rgba(255,255,255,.6);}
.btn-light:hover{background:#fff;color:var(--navy);}
/* nav */
header.nav{position:sticky;top:0;z-index:100;background:rgba(255,255,255,.96);backdrop-filter:saturate(160%) blur(10px);border-bottom:1px solid var(--line);}
.nav-inner{display:flex;align-items:center;justify-content:space-between;height:78px;gap:20px;}
.brand{display:flex;align-items:center;gap:12px;}
.brand img{height:46px;width:auto;}
.brand .bt{font-family:'Playfair Display',serif;font-weight:600;color:var(--navy);font-size:1.06rem;line-height:1.05;}
.brand .bt small{display:block;font-family:'Inter',sans-serif;font-size:.6rem;font-weight:600;letter-spacing:2.5px;text-transform:uppercase;color:var(--gold-d);margin-top:2px;}
.nav-links{display:flex;align-items:center;gap:6px;}
.nav-links > a,.dropdown > .dbtn{display:inline-flex;align-items:center;gap:5px;padding:9px 13px;border-radius:8px;color:var(--ink);font-weight:500;font-size:.93rem;background:none;border:0;cursor:pointer;font-family:inherit;}
.nav-links > a:hover,.dropdown > .dbtn:hover,.nav-links > a.active{color:var(--navy-2);background:var(--cream);}
.nav-links > a.active{box-shadow:inset 0 -2px 0 var(--gold);}
.dropdown{position:relative;}
.dropdown .menu{position:absolute;top:calc(100% + 6px);left:0;background:#fff;border:1px solid var(--line);border-radius:12px;box-shadow:var(--shadow);min-width:210px;padding:8px;opacity:0;visibility:hidden;transform:translateY(6px);transition:.16s;}
.dropdown:hover .menu,.dropdown:focus-within .menu{opacity:1;visibility:visible;transform:none;}
.dropdown .menu a{display:block;padding:10px 12px;border-radius:8px;color:var(--ink);font-size:.92rem;}
.dropdown .menu a:hover{background:var(--cream);color:var(--navy-2);}
.nav-cta{margin-left:6px;}
.caret{width:8px;height:8px;border-right:2px solid currentColor;border-bottom:2px solid currentColor;transform:rotate(45deg);margin-top:-3px;opacity:.6;}
.menu-btn{display:none;background:none;border:0;cursor:pointer;padding:8px;}
.menu-btn span{display:block;width:24px;height:2px;background:var(--navy);margin:5px 0;border-radius:2px;}
/* hero */
.hero{position:relative;color:#fff;background:var(--navy);}
.hero .bg{position:absolute;inset:0;background-size:cover;background-position:center;}
.hero .ov{position:absolute;inset:0;background:linear-gradient(100deg,rgba(10,30,49,.92) 0%,rgba(10,30,49,.72) 42%,rgba(10,30,49,.35) 100%);}
.hero .wrap{position:relative;z-index:2;padding:104px 24px 116px;}
.hero h1{color:#fff;max-width:16ch;}
.hero p.lead{color:rgba(255,255,255,.92);max-width:560px;}
.hero-ctas{display:flex;flex-wrap:wrap;gap:14px;margin-top:28px;}
.hero-trust{margin-top:30px;display:flex;flex-wrap:wrap;gap:8px 24px;font-size:.9rem;color:rgba(255,255,255,.85);}
.hero-trust b{color:#fff;}
.hero.page .wrap{padding:82px 24px 86px;}
.hero.page h1{max-width:20ch;}
.hero.lowtext .wrap{padding-top:220px;padding-bottom:48px;}
.hero.lowtext .ov{background:linear-gradient(to top,rgba(10,30,49,.94) 0%,rgba(10,30,49,.55) 42%,rgba(10,30,49,.06) 78%);}
.hero.lowtext h1{max-width:24ch;}
.about-hero .bg{background-position:center 15%;}
@media(max-width:760px){.hero.lowtext .wrap{padding-top:150px;}}
/* generic media/text split */
.split{display:grid;grid-template-columns:1fr 1fr;gap:54px;align-items:center;}
.split.wide-l{grid-template-columns:1.05fr .95fr;}
.media{border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow);}
.media img{width:100%;height:100%;object-fit:cover;display:block;}
.pill{display:inline-flex;align-items:center;gap:8px;background:var(--cream);color:var(--gold-d);font-weight:600;font-size:.85rem;padding:7px 15px;border-radius:999px;margin-bottom:18px;border:1px solid var(--line);}
.alt{background:var(--cream);}
.navy-sec{background:var(--navy);color:#fff;}
.navy-sec h2,.navy-sec h3{color:#fff;}
.navy-sec .lead{color:rgba(255,255,255,.85);}
.navy-sec .eyebrow{color:var(--gold-l);}
/* steps */
.step-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin-top:48px;}
.step{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.16);border-radius:var(--radius);padding:30px 26px;position:relative;}
.step .num{width:48px;height:48px;border-radius:50%;background:var(--gold);color:#2a1c08;font-family:'Playfair Display',serif;font-weight:700;font-size:1.25rem;display:flex;align-items:center;justify-content:center;margin-bottom:18px;}
.step p{color:rgba(255,255,255,.86);margin:0;font-size:.98rem;}
.step .klink{display:inline-block;margin-top:14px;color:var(--gold-l);font-weight:600;font-size:.9rem;}
/* cards grid */
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin-top:44px;}
.grid2{display:grid;grid-template-columns:repeat(2,1fr);gap:24px;margin-top:40px;}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow-sm);transition:.2s transform,.2s box-shadow;display:flex;flex-direction:column;}
.card:hover{transform:translateY(-4px);box-shadow:var(--shadow);}
.card .ph{aspect-ratio:3/2;overflow:hidden;background:var(--cream);}
.card .ph img{width:100%;height:100%;object-fit:cover;}
.card .cb{padding:24px 24px 26px;flex:1;display:flex;flex-direction:column;}
.card .cb h3{margin-bottom:6px;}
.card .cb p{color:var(--muted);font-size:.96rem;margin:0;}
.card .cb .more{margin-top:auto;padding-top:14px;}
.card.guide .ph{aspect-ratio:4/5;}
.card.guide .ph img{object-position:center top;}
.icard{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px 24px;transition:.2s transform,.2s box-shadow;}
.icard:hover{transform:translateY(-4px);box-shadow:var(--shadow);}
.icard .ic{width:52px;height:52px;border-radius:14px;background:var(--cream);display:flex;align-items:center;justify-content:center;margin-bottom:16px;border:1px solid var(--line);}
.icard .ic svg{width:26px;height:26px;stroke:var(--gold-d);}
.icard h3{margin-bottom:6px;font-size:1.12rem;}
.icard p{color:var(--muted);font-size:.95rem;margin:0;}
/* checklist */
.checks{list-style:none;padding:0;margin:22px 0 26px;}
.checks li{display:flex;gap:12px;align-items:flex-start;margin-bottom:13px;}
.checks li svg{flex:none;margin-top:3px;width:22px;height:22px;stroke:var(--gold-d);}
.checks li b{color:var(--ink);}
/* gallery */
.gallery{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-top:40px;}
.gallery img{width:100%;height:240px;object-fit:cover;border-radius:12px;box-shadow:var(--shadow-sm);}
/* reasons image tiles */
.reasons{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:44px;}
.rtile{position:relative;border-radius:var(--radius);overflow:hidden;aspect-ratio:3/2.1;box-shadow:var(--shadow-sm);}
.rtile img{width:100%;height:100%;object-fit:cover;transition:.4s transform;}
.rtile:hover img{transform:scale(1.06);}
.rtile .cap{position:absolute;inset:0;display:flex;align-items:flex-end;padding:20px;
  background:linear-gradient(to top,rgba(10,30,49,.82) 0%,rgba(10,30,49,.25) 55%,rgba(10,30,49,.05) 100%);}
.rtile .cap b{color:#fff;font-family:'Playfair Display',serif;font-size:1.22rem;font-weight:600;line-height:1.15;}
/* flip cards */
.flips{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;margin-top:44px;}
.flip{perspective:1000px;height:190px;cursor:pointer;}
.flip-inner{position:relative;width:100%;height:100%;transition:transform .6s;transform-style:preserve-3d;}
.flip:hover .flip-inner,.flip.flipped .flip-inner{transform:rotateY(180deg);}
.flip-face{position:absolute;inset:0;backface-visibility:hidden;-webkit-backface-visibility:hidden;border-radius:var(--radius);
  display:flex;flex-direction:column;align-items:center;justify-content:center;text-align:center;padding:22px;border:1px solid var(--line);}
.flip-front{background:var(--cream);}
.flip-front .ic{width:46px;height:46px;margin-bottom:12px;}
.flip-front .ic svg{width:46px;height:46px;stroke:var(--gold-d);fill:none;}
.flip-front b{font-family:'Playfair Display',serif;color:var(--navy);font-size:1.12rem;}
.flip-back{background:var(--navy);color:#fff;transform:rotateY(180deg);border-color:var(--navy);}
.flip-back p{margin:0;font-size:.92rem;color:rgba(255,255,255,.9);}
.flip-hint{text-align:center;color:var(--muted);font-size:.85rem;margin-top:16px;}
/* bio */
.bio-hero{background:linear-gradient(160deg,var(--cream),#fff);}
.bio-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:48px;align-items:center;}
.bio-grid .media img{object-position:center top;}
.pull{border-left:4px solid var(--gold);background:var(--cream);padding:18px 24px;border-radius:0 12px 12px 0;font-family:'Playfair Display',serif;font-size:1.2rem;color:var(--navy);margin:28px 0;font-style:italic;}
.creds{display:flex;flex-wrap:wrap;gap:10px;margin-top:24px;}
.cred{background:var(--cream);color:var(--gold-d);font-weight:600;font-size:.83rem;padding:8px 14px;border-radius:999px;border:1px solid var(--line);}
/* faq */
.faq{max-width:820px;margin:40px auto 0;}
.faq details{border:1px solid var(--line);border-radius:12px;padding:4px 20px;margin-bottom:14px;background:#fff;}
.faq summary{cursor:pointer;font-family:'Playfair Display',serif;font-size:1.12rem;color:var(--navy);padding:16px 0;list-style:none;display:flex;justify-content:space-between;gap:12px;}
.faq summary::-webkit-details-marker{display:none;}
.faq summary::after{content:"+";color:var(--gold-d);font-size:1.4rem;line-height:1;}
.faq details[open] summary::after{content:"\2013";}
.faq details p{color:var(--muted);margin:0 0 16px;}
/* contact */
.contact-grid{display:grid;grid-template-columns:1fr 1.1fr;gap:52px;align-items:center;}
.ct-item{display:flex;gap:14px;align-items:center;margin:16px 0;}
.ct-item .ic{width:44px;height:44px;border-radius:12px;background:rgba(255,255,255,.12);display:flex;align-items:center;justify-content:center;flex:none;}
.ct-item .ic svg{width:22px;height:22px;stroke:#fff;}
.ct-item a,.ct-item span{color:#fff;font-weight:500;}
.ct-item small{display:block;color:rgba(255,255,255,.6);font-size:.75rem;text-transform:uppercase;letter-spacing:1px;}
.card-form{background:#fff;border-radius:var(--radius);padding:32px;box-shadow:var(--shadow);color:var(--ink);}
.card-form h3{margin-bottom:4px;}
.card-form p.sub{color:var(--muted);font-size:.94rem;margin-bottom:20px;}
.field{margin-bottom:16px;}
.field label{display:block;font-size:.85rem;font-weight:600;margin-bottom:6px;}
.field input,.field select,.field textarea{width:100%;padding:12px 14px;border:1px solid var(--line);border-radius:10px;font-family:inherit;font-size:.98rem;background:var(--cream);color:var(--ink);}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--gold-d);box-shadow:0 0 0 3px rgba(194,149,89,.18);}
.field textarea{min-height:110px;resize:vertical;}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:16px;}
.card-form .btn{width:100%;justify-content:center;margin-top:4px;}
.form-fine{font-size:.78rem;color:var(--muted);margin:12px 0 0;text-align:center;}
/* soon */
.soon{text-align:center;max-width:640px;margin:0 auto;}
.soon .badge{display:inline-block;background:var(--cream);color:var(--gold-d);border:1px solid var(--line);border-radius:999px;padding:8px 18px;font-weight:600;font-size:.85rem;margin-bottom:22px;}
/* footer */
footer{background:var(--navy-3);color:rgba(255,255,255,.72);padding:60px 0 34px;font-size:.9rem;}
.foot-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1fr;gap:34px;margin-bottom:38px;}
footer h4{color:#fff;font-family:'Inter',sans-serif;font-size:.82rem;letter-spacing:1.5px;text-transform:uppercase;margin-bottom:14px;}
footer a{color:rgba(255,255,255,.72);}
footer a:hover{color:var(--gold-l);}
.foot-links{list-style:none;padding:0;margin:0;}
.foot-links li{margin-bottom:9px;}
.foot-brand img{height:64px;margin-bottom:14px;}
.foot-brand p{max-width:300px;font-size:.9rem;}
.eho{display:inline-flex;align-items:center;gap:8px;margin-top:14px;font-weight:600;color:rgba(255,255,255,.82);font-size:.85rem;}
.eho svg{width:24px;height:24px;stroke:rgba(255,255,255,.82);}
.disclaimer{border-top:1px solid rgba(255,255,255,.14);padding-top:22px;font-size:.78rem;color:rgba(255,255,255,.5);line-height:1.7;}
@media(max-width:960px){
  .split,.split.wide-l,.bio-grid,.contact-grid{grid-template-columns:1fr;gap:36px;}
  .step-grid,.grid3,.gallery,.reasons,.flips{grid-template-columns:1fr 1fr;}
  .foot-grid{grid-template-columns:1fr 1fr;}
  section{padding:64px 0;}
  .bio-grid .media{max-width:440px;}
}
@media(max-width:760px){
  .nav-links{position:fixed;inset:78px 0 auto 0;flex-direction:column;align-items:stretch;background:#fff;border-bottom:1px solid var(--line);box-shadow:var(--shadow);padding:12px 18px 20px;display:none;gap:2px;max-height:calc(100vh - 78px);overflow:auto;}
  .nav-links.open{display:flex;}
  .nav-links > a,.dropdown > .dbtn{width:100%;font-size:1rem;padding:12px 10px;}
  .dropdown .menu{position:static;opacity:1;visibility:visible;transform:none;box-shadow:none;border:0;border-left:2px solid var(--line);border-radius:0;margin:0 0 6px 12px;padding:0;}
  .dropdown .menu a{padding:9px 12px;}
  .caret{display:none;}
  .menu-btn{display:block;}
  .step-grid,.grid3,.grid2,.gallery,.form-row,.reasons{grid-template-columns:1fr;}
  .flips{grid-template-columns:1fr 1fr;}
}